DeFa by Invoice Mate

UAE
Website

DeFa by InvoiceMate is an AI‑native, DeFi‑enabled lending protocol that bridges crypto liquidity with real‑world invoice financing. It aims to deliver stable, real‑revenue‑backed yields to liquidity providers while providing SMEs instant working‑capital access through verified receivables.

Traction:

  • $500M+ in tokenized invoiced
  • $80M+ in invoices factored
  • $540K+ in revenue
  • 310K+ testnet users
  • 20+ supply chain & institutional partners (e.g., JS Bank, Jazz, Flow48, Trella)

Founding Team

Muhammad Salman Anjum (Founder & CEO)
  • 22+ yrs; enterprise blockchain, fintech, AI, BD/strategy
  • Recognized as a Top 20 CEO in the blockchain & crypto space globally

Saeed Alhebsi (Co‑founder & Strategy Lead)
  • AI, gov services, blockchain, strategy

Muhammad Zeeshan Abid (Co‑founder & Product Lead)
  • 22+ yrs FinServ; CA; financial modeling; traditional invoice finance

Muhammad Ibrahim Salman (Co‑founder & COO)
  • ops scaling, product, DeFi/Web3