ElementPay

Africa
Website

ElementPay is a payment infrastructure platform that enables simplified crypto micropayments in Africa. It provides stablecoin integration with mobile money and traditional banking systems through on-ramp, off-ramp, and USSD channels.

Traction:

  • USSD live with 500+ users
  • 5,000+ transactions across Base, Lisk and Scroll

Founding Team

Aly Mtsumi, CTO and Co-Founder

  • Github
  • 4+ years of experience in full-stack software development, specializing in Python, JavaScript, and blockchain integrations.
  • Previously worked at Revolution Analytics, with notable work in financial analytics tools including AI statement Analysis, GIZ tender review and matching with AI and infrastructure optimization.
  • Active in the Web3 ecosystem: participated in ZuAfrique 2025 by Aya HQ and Lisk Foundation, winner of the ETHiopia Builders Residency and the ETHiopia Hackathon, 2025 and Based Africa Hackathon, 2024 and ETHSafari 2024
  • Deep experience with smart contract event listeners, and payment flows across networks like Base, Scroll, and Lisk.

Joseph Thuku, CEO & Co-founder

  • GitHub
  • Experienced Web3 Engineer & Founder with 4+ years building scalable systems and 2+ years specializing in blockchain and payment infrastructure.
  • Founder & CEO of ElementPay, focused on bridging crypto with mobile money in Africa through stablecoin-based payment rails, accessible even offline.
  • Hackathon winner and active Web3 advocate in Africa, previously at Revolution Analytics working on GenAI-driven financial tools and infrastructure optimization.

Bivvon Makori Kinanga, COO and Co-founder

  • Github
  • Over 3 years of experience in crypto payments and blockchain adoption across Africa. As Head of Operations at ElementPay, leads ecosystem growth, go-to-market execution, and operational design for crypto infrastructure, enabling stablecoin-to-mobile money connectivity.
  • Designed and executed onboarding programs introducing 600+ university students to DeFi and wallets. Organized major Web3 events including ETHSafari Nairobi and Hedera Hashthon, each attracting 2,000+ participants.
  • Key driver of ElementPay’s Base Africa Buildathon win and integrations with mobile money platforms. Former ambassador for Binance, Worldcoin, Bitget, and others—focused on user education, operational excellence, and regional adoption